San Clemente Short Sale Agent

There are many great communities in Talega to choose from, in fact there are over 40+ communities to view homes for sale.  If you have a budget of $400,000 or less then viewing townhomes in Talega is your best bet.  Within the Talega area you will find three different communities where buying a townhome under $400,000 is a reality including Alassio & Santalana neighborhood homes.  The Santalana tract in Talega is one of the best when looking for a well thought out floor plan with modern amenities like granite countertops and crown molding.  The Santalana community is located in the heart of Talega and walking distance to the local Talega center and golf course.  You will find many restaurants and shopping located nearby and just minutes to the North Beach

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One of the best places to buy approved short sales in San Clemente for under $300,000 is in the Alassio tract in the Talega community.  What is an approved short sale?  An approved short sale is where the owner has decided to do a short sale with the bank and has formally sent in the short sale package along with an accepted offer.  The bank has already approved the short sale that contains the seller's financial statement and they have agreed to sell the home at a designated price.  What typically happens when you see an "Approved Short Sale" being advertised is when an offer has been sent in, the bank approves the offer and then the buyer backs out for whatever reason.  Since the bank has already accepted a price then the property is marketed as an

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San Clemente Real Estate Agent Sam Smith has JUST SOLD and Closed Escrow on 618 Calle Campana, San Clemente, CA 92672 for $618,000.  618 Calle Campana was a four-plex located in the north side of San Clemente near the gated community of Sea Pointe Estates.  The four units had been owned by an individual who was unable to pay the monthly mortgage payments for this income property.  As a result, he tried loan modifications with no resolve.  He then turned to Sam Smith to short sale his San Clemente property.  The property was listed and multiple offers were received on the property.  Various stages of negotiations took place with the bank withe the final result of the short sale being approved.  If you are in the same situation as this owner, and are unable

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San Clemente Real Estate Agent Sam Smith has just sold a San Clemente home located in the Amalfi tract in Talega.  11 Via Zamora was listed as a distressed sale where the owners requested for an approval on a their short sale listing.  The Sam Smith team negotiated with the bank and got the bank to agree to sell the home for $400,000 less than what they bought for at the height of the real estate market in 2007.  A Short Sale is a great way to get from underneath an upside down mortgage if you can show adequate hardship to the bank.  For a free consultation to see if you qualify to short sale your mortgage please contact the Sam Smith team at 949-291-0424.  We specialize in Talega short sales and have a solid track record for getting short sales approved

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Many of our buyers are looking for golf course view real estate here in San Clemente, California.  Some of the best golf course view homes can be found in the Talega area where you will find luxury homes set against a championship golf course!  A newly listed golf course view home has just come on the market in the Carmel neighborhood in San Clemente and listed for $640,000.  Talega golf course view condos typically start in the low $400,000 range if you can find one as inventory of these homes is really low right now.  If you are looking for a single family home with golf course views then be prepared to spend at least $550,000 for 3 bedroom home that is over 2,000 square feet in the Amalfi community.  Of course, if your budget allows, you will find many

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A San Clemente Short Sale Home located at 609 E Avenida San Juan closed escrow today and sold by local San Clemente Short Sale agent, Sam Smith.  609 E Avenida San Juan is an ocean view three bedroom home with stunning ocean views from this hillside Southeast San Clemente location.  The property was listed as a short sale where multiple offers were received on the property.  A lot of home buyers are looking for "deals" in the local San Clemente marketplace and this property fits that criteria.  The property sold for $609,000 which is a great price for a 3 bedroom ocean view home here in San Clemente, California.  If you are in the market to buy a home and can be patient through the short sale process, which can take anywhere from 2-6 months, then buying a

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Many San Clemente home buyers have recently been requesting properties in the Talega area of San Clemente, California for $800,000 or less.  When you have over 40 communities to choose from in Talega knowing which one to choose can be difficult.  Many of the Talega floor plans vary a lot and different tracts have many different architectural and design varieties.  As a local San Clemente Real Estate agent I always recommend to my clients to buy in the best neighborhood that your budget will allow.  Many buyers looking for homes in the $800,000 range should first look at homes listed in the $900,000 to $1,000,000 range.  Educating yourself on what your money will buy you is an important part of the home buying process.  Also, understanding what kind of

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If you have been hearing all the bad press about the real estate market let me share some good news.  Single Family homes priced $550,000 and below are selling very quickly.  Yes, the market is very active in this price range with multiple offers on properties located in the Talega area.  If you are looking for a home under $550,000 that odds that the home is listed as a short sale are pretty good.  Talega short sale homes dominate a lot of the Talega Real Estate market and it's and excellent time to buy a home at a reduced price.  A newly listed Talega home for sale has come on the market for $550,00 and is located in the Amalfi tract in Talega.  If you have been looking for a home in San Clemente we highly recommend you act quickly on these well priced

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If you are familiar with the local San Clemente Real Estate market then you know finding a single family home in the $500,000 range can be difficult.  Homes in San Clemente that come up for sale in this price range typically will sell within a short matter of time.  A recently listed San Clemente Short Sale home for sale has come on the market for $550,000 and located in the San Clemente north area of San Clemente.  The San Clemente north area is a unique are located just north of "Avenida Del Mar" with many beach homes and investment multi units commingling together.  Some of the more well priced beach homes can be found in this area so if you are looking for a home in this price point then the San Clemente north beach area should be a neighborhood to…

Sea Pointe Estates in San Clemente is one of the best places to find grand ocean view homes in San Clemente, California.  A newly listed ocean view home has just come on the market for $1,875,000 and features panoramic ocean views in this guard gated community.  In recent years, home prices have come down for smaller scale luxury homes in Sea Pointe Estates.  Last year, we even saw many homes starting to sell under the $1 million dollar price point.  Current prices range from $500,000 to $2,900,000 with several of these homes being listed as short sales.  Even with these lower prices we are still seeing record prices in the upper end market in Sea Pointe Estates with several sales over the $2 million dollar price point.  If you are looking for a San

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Talega Short Sale Agent Sam Smith has just got bank approval on a Talega Short Sale listing located at 11 Via Zamora in the Amalfi community in Talega which featured great golf course and valley views.  The home was listed for sale on 3/31 for $549,000 and received a total of 7 offers on the property, some of them well above asking price.  The highest offer was then submitted to the bank and full short sale approval was confirmed within less than 2 months!  If you have been thinking about doing a short sale of your San Clemente home then please contact the Sam Smith Team, a name you can trust.  We specialize in San Clemente Short Sales and have a strong track record of getting short sales approved and sold.  Please contact us today at 949-291-0424 to

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We handle a lot of short sales and have been seeing a recent trend called "fishing."  Let me explain how this works and how banks are using this to get more money out of their short sales.  Let's say we have a home that is put on the market for $500,000 and an offer is received for the same amount of $500,000.  A short sale packet is sent to the bank which consists of the signed offer from the seller, the seller's hardship letter, last two months worth of bank statements and last two years of tax returns.  The bank then does their internal review of the property.  First, they order a BPO, or better known as an appraisal.  This appraisal is done for the banks purpose only to see what they think is market value of the home.   Once complete, the bank will

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A San Clemente short sale listing at 609 E Avenida San Juan in the southeast San Clemente area of San Clemente, California just got bank approval from the 1st trust deed holder.  The short sale was successfully negotiated by local San Clemente Short Sale agent, Sam Smith who submitted an offer to bank for short sale approval.  The property has a total of three loans on the property so approvals are being secured from both bank this weeks.  Typically in a short sale you work on getting approval from the first mortgage holder in the 1st position and then work on junior loans.   Junior liens will typically just get a fraction of what is owed in a short sale but is better than the alternative of a foreclosure where the 2nd & 3rd trust deed holders get wiped

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San Clemente Short Sale Agent Sam Smith has put another short sale listing In-Escrow here in San Clemente, California.  618 Calle Campana is a four unit building where the owner currently owes more than what the property is worth.  Due to financial inability to pay the monthly mortgage and financial hardship the owner has decided to sell the home as a short sale.  Sam Smith marketed the home which generated multiple offers which one was successfully accepted today.  Sam specializes in short sale properties and has an abundant knowledge of the short sale process.  If you have been thinking about doing a short sale and/or your property is in threat of going into foreclosure please contact Sam Smith today.  There is no cost to the consumer for an agent to

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We are starting to see some really great deals in the San Clemente North area of San Clemente, California.  The San Clemente north area covers a large area but the homes located in the west side of Pacific Coast Highway just north of Avenida Del Mar street are seeing great home prices in the last couple of months.  We recently sold a two bedroom two bath single family home just two blocks to the beach for $355,000.  The home was listed as a short sale so the final price and terms is still to be determined by the bank.  If you are looking for "deals" in today's San Clemente Real Estate market then I would start looking on the north side of San Clemente.  For more information on single family homes in the low $400,000 range please contact us today.  We can…

A San Juan Capistrano short sale home has just been sold by Sam Smith of Beach Cities Real Estate.  The property was listed as a medical short sale where the seller had to sell due to a excessive medical expenses.  The short sale was expedited and sold within a two month period.   Sam Smith specializes in short sale properties and working with buyers and sellers in the short sale marketplace.  If you are thinking about short selling your home then please contact Sam for a free consultation of your home.  Not all home owners will qualify for a short sale so it's best to speak to a short sale expert to see if your qualifications meet the current banks standards.  If you do qualify then we explain the steps you would take in order to get the bank to approve…

A San Clemente Short Sale home has just been put in escrow by Sam Smith, a local San Clemente Real Estate agent.  The home is located on the north side of San Clemente and featured two bedrooms and two baths and listed for $359,900 where Sam represented the buyers in this real estate transaction.  If you have been thinking about buying a home here in San Clemente then a short sale property is one of the best ways to find a "good deal" in today's marketplace.  A short sale provides excellent opportunity to find a home that is priced slightly under market value as long as you are willing to wait.  Short Sales can take anywhere from a quick one month period to as long as six to eight months depending on the banks involved and the level of expertise of the

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A Talega short sale home has just gone into escrow by Sam Smith, a talega short sale agent here in San Clemente, California.  The home was put on the market and within days had mutiple offers on the property.  Talega short sales are in high demand right now due to the low inventory of homes on the market.  This is especially true for single family homes in the $500,000 range as many home buyers are looking for homes that fit this criteria.  If you are lucky enough you will find an ocean view short sale in Talega in this price range.  As a short sale expert, Sam Smith negotiates with the bank to forgive the difference on what you owe to the bank and the current market value of the home.  If you are thinking about letting your home go into foreclosure you

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A Talega Short Sale home in the Catania gated community in San Clemente, California has just been sold for $850,000 by Sam Smith, a San Clemente Real Estate who specializes in Talega Short Sales. The two story Talega home featured a large and combined living and dining room with views out the back with a cascading pool and spa with direct ocean views.  The highly upgraded kitchen featured granite countertops and top of the line stainless steel appliances.  The kitchen and family room were a combination open space with a very free flowing floor plan.  Upstairs featured a loft, three bedrooms and a large master suite equipped with an ocean view deck and a relaxing tub, shower and his & her closets.  The home was located in the gated community of Catania

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A newly listed San Clemente Short Sale in the Amalfi Talega neighborhood has just been listed by Sam Smith, an expert San Clemente Short Sale agent.  There are currently 67 Short Sale Homes For Sale in Talega.  For home buyers looking for good deals short sales provide an excellent opportunity to buy a San Clemente home at a below market price.  This Talega short sale is currently listed for $549,000 and features three bedroom and two and a half baths.  The home was a former model in the Amalfi tract when built in 2004.  The Amalfi Talega neighborhood is a great collection of Tuscan and Mediterranean homes with canyon and hills views with overlook the elementary school here in Talega.  Although not located in a gated community, this Amalfi home is located

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