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Rising Interest Rates has become a problem for those looking to get a mortgage when buying a home in today's real estate market.  These higher rates were intended to slow down pries and inflation but the actual opposite as happened.  Due to low inventory, we have what they call shelter inflation which is reaction to the Federal government raising interest rates.  It's basically explained as the higher the interest rates go, less and less people who currently have a 3 or 4 percent mortgages on their home would not want to put their home on the market and buy another property at interest rates in the 6 to 7 percent range due to the higher costs involved.  So the higher interest rates have created a very limited number of homes coming on the market which is

Homes For Sale in San Clemente with Ocean Views is one of the most requested items when out of state home buyers come to San Clemente to buy a home.  Having an ocean view makes you connected with the ocean and the beach and makes you feel like you are living the California lifestyle.  Recent years have seen ocean view properties come down in price with many single family homes selling in the $500,000 with ocean views!  Where is the best place to look for an ocean view property?  Well that depends what kind of home you want.  Homes located by the beach will be more expensive do to it's location so the amount of ocean view you will have will be very limited unless you get closer to the beach and have a higher budget.  If you are looking to maximize your

Sea Pointe Estates San Clemente Homes currently start at $500,000 which currently 5 homes for sale under the $1 Million dollar mark!  Where is Sea Pointe Estates?  The community is featured on the northeast side of San Clemente near the San Clemente Hospital and San Clemente Krikorian movie theaters just east of the 5 freeway.  The community is a 24 hour guard gated community with a collection of one and two story homes that range up to $2.5 million.  It was only a couple of years ago when finding a home in this neighborhood under $1 million was unheard of as many of the luxury homes you will find in San Clemente area are located in Sea Pointe Estates community.  Even with the drop in prices we have seen 7 homes selling over the $1 million dollar price

The Faire Harbour community in San Clemente is one of the best places to find ocean view condos in the San Clemente Real Estate marketplace for under $400,000.  The current inventory of properties in San Clemente is currently very low and this is especially true for properties under the $400,000 range.  The Faire Harbour community is located in the Marblehead area and perched high on a hill where ocean views are maximized.  The condos are split level so you typically have living quarters on the main level with bedrooms located upstairs.  The community has recently gone under a total renovation with a whole new exterior.  We believe these are one of the best values when looking for ocean view condos in the 300 to 400 thousand dollar range.  Recent sales

A Southwest San Clemente Home has just been sold by San Clemente Real Estate agent Sam Smith who represented the seller in this real estate transaction.  173 W Avenida Alessando, pictured below, was a cute two bedroom two bath home located in the desirable south west area of San Clemente situated between the San Clemente Pier and Trestles surf break and sold for $650,000.  This area is one of the most requested areas to live since all the homes have been custom built over the years and each and every home has it's own unique style and personality!  This bungalow style home a featured large front and back yard which is ideal for entertaining.  The home even had an peek view of the ocean from the inside living room.  The kitchen was also done in the

A Southwest San Clemente home has just gone into escrow by San Clemente Real Estate agent Sam Smith of Beach Cities Real Estate where he represents the seller in this real estate transaction.  133 Avenida Santiago is a cute 3 bedroom home located at the end of the 100 block in the Southwest area with a nice ocean view deck on top of the home.  The homes kitchen has been recently renovated with white subway title and french doors that opened to the outside.  The home also featured nice hardwood flooring, two fireplaces and a large backyard.  If you are looking for a home in the Southwest San Clemente area be prepared to compete against other buyer.  The current inventory of San Clemente homes is at an all time low as the shortage of homes has not been seen

A San Clemente Short Sale has just been sold by San Clemente Short Sale agent Sam Smith of Beach Cities Real Estate where he represented both the buyer and the seller in this real estate transaction. 124 Avenida Santa Margarita a traditional short sale where the owners owed more to the bank and were no longer able to afford the monthly bank mortgage payments. The property featured two large bedrooms and two additional non-permitted rooms located in the back part of the house. The location was ideal as the beach was just several blocks away. The home back to Camp Pendleton and located in the Southeast area of San Clemente. The home was negotiated successfully and sold for $400,000. Sam Smith specializes in helping sellers short sell their homes and offers

Relocating can always be challenging when considering moving from your current home location.  Moving to an area that you are not familiar with can be scary and not understanding the nuances and price factors that contribute to the different areas can be challenging if you are not working with a skilled San Clemente Realtor.  A good San Clemente Real Estate agent can give you a brief rundown of the city and help you find the perfect San Clemente community for you.  There are so many great areas in the San Clemente area but local knowledge of factors that may effect home prices need to told to any prospective buyers.  These factors can include land shifting, freeway proximity and noise as well as residential and mixed use areas.  Also, make sure to ask for

The housing market has really started off quickly here in 2012 and we are seeing a record number of buyers out in the marketplace looking for homes.  With the current low inventory of homes finding a home that fits your needs may be tough until we get into the spring and summer months.  If you are looking ahead and wanting to find a home near the San Clemente high school we recommend a couple of areas.  The homes located directly above the high school is called the Broadmoor area.  Here you will find single level homes that are situated to maximize the ocean views.  If you find one high enough on the hill then the views of the ocean can be amazing.  Just east of the high school is the Rancho San Clemente area which has a large number of communities

If you are looking for tax shelters in today's economy many are turning away from the stock market and heading towards the real estate arena. With record low prices and rock bottom interest rates buying homes has never been cheaper. This is especially true for real estate investors that are buying homes with interest rates in the 4% range! This is something I thought I would never see happen. Buyers are now realizing that their monthly mortgage payment may be less then the amount of rent they can bring in on lower end properties. This can be achieved with putting as little as 20% down for homes under $300,000. We have several clients looking to buy multiple properties in this price range due to the affordability factor and monthly cash flow they will

San Clemente is a hot destination for those who love to surf and there is no better place to catch some waves then the famous Trestles surf break located in San Clemente on the Orange and San Diego county boarder.  Many surfers are now relocating to the San Clemente area and looking for homes near this famous surf break. 

If your budget allows then you will want to buy in the three gated communities located near Trestles.  These three gated communities consist of "The Breakers," "Cyprus Cove," and "Cyprus Shore."  Homes don't come cheap in these communities so plan to spend at least $1 million dollars to find a home here with ocean front homes starting around $5 million.  The flip side is that you will reside in a gated community with an easy walk

San Clemente Short Sale agent Sam Smith has just listed a new San Clemente Short Sale in San Clemente, California. 103 Via Presa, San Clemente CA, is a short sale listing located in the Vilamoura community with an association pool and spa area over looking the pacific ocean. The home features three bedrooms and two baths with a good size backyard. These town homes due share one common wall with the adjoining town home and it's just a short distance to the beach and downtown San Clemente. The short sale is subject to the bank's approval of price and terms. If you have been thinking about buying a home in the San Clemente area then short sales are a good place to start. For more information on San Clemente Short Sale Homes For Sale please contact Sam

A new home has come on the market in San Clemente, California and is currently the most expensive real estate for sale in San Clemente.  323 W Paseo De Cristobal, San Clemente, CA, is a rare ocean front residence in the popular Southwest San Clemente area!  The home is situated on a unique street to street lot with lots of room for guest and resident parking.  The lot reaches out to the ocean front and is located near the popular T-Street surf break in San Clemente, California.  It is really rare to have a property come on the market that is beach front and located at the T-Street area.  The home is currently listed at $9,750,000 and showings are very limited for the month of December.  Homes listed near the price range can also be found in Cotton Point,

If you have been to San Clemente, California then you know the natural beauty of the ocean and small beach town flare.  A consistent temperature of a cool 72 degrees year around brings many to the small beach town of San Clemente.  For those looking to retire in Southern California there is no better place then San Clemente.  Located ideally between Los Angeles and San Diego sits a beach town that is known for it's low key attitude and a great sense of community.  If you are looking to retire to San Clemente then you will have many choices when it comes to housing.  For those looking to live in a 55+ senior community we highly recommend the luxury homes located in the Talega Gallery in Talega.  Talega is a new addition to San Clemente so you will find

Short Sales are a fact of today's economy as many homeowners are choosing to sell their home as a short pay to the bank instead of letting the home go into foreclosure.  Talega homes have come down dramatically in price since the height of the market in 2007.  Homes are nearly 50% off which has caused many Talega homeowners to owe more than their home is worth.  Due to this fact you see many Talega short sales on the market.  If you are in the market to buy a home in the $500,000 range then Talega offers many communities to find nice two story homes.  One of the key things to look for is "approved short sales."  Short Sales can take anywhere from 3 to 6 months if the seller is just starting the short sale process. Finding an approved short sale will

If you have been looking for a home that caters to those 55 years old and older then the Talega Gallery is a great option.  Located in the Talega area of San Clemente, California, Seagarden Talega homes offer affordable living in a very upscale area in Talega.  The Talega gallery is a gated community features our different communities that share the same association amenities that include a community pool, spa and recreation center.  The four communities consist of the Seagarden, Wavecrest, Sandbridge and Waterfleaf community.  The Seagarden homes are actually condos that are attached on one side with your neighbors, similar to a duplex.  Each side is individually owned and most condos come with a two car garage, front and back yards and well designed

When looking for a home in San Clemente choosing the right community and neighborhood may be more difficult than you would think.  Many out of state home buyers have a hard time understanding the different areas of San Clemente and choosing the right location.  If you are looking for a home under $600,000 odds are that you will have looked at homes in the Talega area of San Clemente, California.  If your budget is under $600,000 for a two story home then the Sabella community may be the perfect neighborhood for you.  Homeowners association dues are low in this area and you are located in one of the most private areas of Talega.  Actually, it's located on the outskirts of Talega in the northeast location with just two communities to each side of you,

Finding Bank Owned Homes In Talega has been a source of "good deals" for the past several years as many banks have been very agressive with the pricing of their foreclosure homes.  Single Family home prices have come down in the Talega area where you can buy a nice two story detached home for around $500,000.  One of the nicer communities in Talega to find a home in this price range is the Farralon Ridge community.  Located on the outside perimeter of the Talega area is the Farralon Ridge community with homes built in 2001 & 2002 when Talega was first being developed.  Here you will find a nice mixture of Craftsman, Traditional, Mediterranean and Spanish style two story homes.  Home prices have come down to the mid $500,000 range for homes listed as

If you are familiar with the San Clemente Central Area then you may have driven by "Sea Cliffs," a historic ocean front property located just south of the San Clemente Pier.  Built in 1927, this historic landmark is actually considered a triplex, with three individual units.  The home is one of the original oceanfront homes built here in San Clemente with similar type views that you would see a the historic "Casa Romantica" here in San Clemente, California.  If you love historic structures and want an ocean front estate this may be the perfect estate property for you.  The property is currently being offered for sale for $6,200 and buyers are asked to check the city of San Clemente for potential uses.  If you are in the market to buy a residential income

There are many great communities in Talega to choose from, in fact there are over 40+ communities to view homes for sale.  If you have a budget of $400,000 or less then viewing townhomes in Talega is your best bet.  Within the Talega area you will find three different communities where buying a townhome under $400,000 is a reality including Alassio & Santalana neighborhood homes.  The Santalana tract in Talega is one of the best when looking for a well thought out floor plan with modern amenities like granite countertops and crown molding.  The Santalana community is located in the heart of Talega and walking distance to the local Talega center and golf course.  You will find many restaurants and shopping located nearby and just minutes to the North Beach