Tagged : talega short sale agent

San Lucar is a great place to find craftsman style homes in the Talega area of San Clemente, California.  For those not familiar with the Talega neighborhood then you are for a treat.  In Talega, you have over 40 different communities that offer a wide range of architectural style homes and sizes for both homes and condos.  A large majority of the residential communities offer Spanish & Mediterranean style homes but the San Lucar neighborhood is one area where you will find beautiful craftsman and Arts & Crafts inspired homes as pictured below.

The homes in this community were built in 2004 and feature four to five bedroom homes in the 2,500 to 3,000 square feet.  Select homes in this community will have wonderful canyon views with close proximity to

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The Talega area is rich in short sale deals and the Terra Linda community is no exception. Terra Linda is a great place to find large two story Spanish and Mediterranean style homes in the low $600,000 range. When it comes to short sales it helps to have an approved price from the bank. Often times real estate agents will advertise their listing as "Approved Short Sale." Basically, this means that they had a previous offer that was submitted to the bank at a certain price. The bank reviewed both the offer and seller's hardship and approved the buyers offering price. This is what we call an "Approved Short Sale." The reality is that short sales take a long time from start to finish and approval's can take anywhere from a couple of weeks to 6 months.

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If you have been to San Clemente, California then you know the natural beauty of the ocean and small beach town flare.  A consistent temperature of a cool 72 degrees year around brings many to the small beach town of San Clemente.  For those looking to retire in Southern California there is no better place then San Clemente.  Located ideally between Los Angeles and San Diego sits a beach town that is known for it's low key attitude and a great sense of community.  If you are looking to retire to San Clemente then you will have many choices when it comes to housing.  For those looking to live in a 55+ senior community we highly recommend the luxury homes located in the Talega Gallery in Talega.  Talega is a new addition to San Clemente so you will find

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Short Sales are a fact of today's economy as many homeowners are choosing to sell their home as a short pay to the bank instead of letting the home go into foreclosure.  Talega homes have come down dramatically in price since the height of the market in 2007.  Homes are nearly 50% off which has caused many Talega homeowners to owe more than their home is worth.  Due to this fact you see many Talega short sales on the market.  If you are in the market to buy a home in the $500,000 range then Talega offers many communities to find nice two story homes.  One of the key things to look for is "approved short sales."  Short Sales can take anywhere from 3 to 6 months if the seller is just starting the short sale process. Finding an approved short sale will

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Seaside Talega Homes is one of the best areas to find large lot San Clemente homes for sale.  Seaside is a quiet community one the east side of the Talega located south of the Talega Gallery communities and east of the Carmel neighborhood.  Seaside Talega homes are large two story Spanish and Mediterranean style homes located on large lots.  As Realtors, we love showing Seaside Talega homes since these homes are built for entertaining.  Home prices have come down a lot in recent years.  It was only a couple of years ago that these homes were selling well above the million dollar mark!  Currently, Seaside homes range from $526,000 to $645,000, nearly 50% off what they were selling for at the height of the market.  The community is secluded from other

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If you have been looking for a home that caters to those 55 years old and older then the Talega Gallery is a great option.  Located in the Talega area of San Clemente, California, Seagarden Talega homes offer affordable living in a very upscale area in Talega.  The Talega gallery is a gated community features our different communities that share the same association amenities that include a community pool, spa and recreation center.  The four communities consist of the Seagarden, Wavecrest, Sandbridge and Waterfleaf community.  The Seagarden homes are actually condos that are attached on one side with your neighbors, similar to a duplex.  Each side is individually owned and most condos come with a two car garage, front and back yards and well designed

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If you are a San Clemente home buyer in the $500,000 range then you have several options to choose from.  You can consider the downtown area of San Clemente that's close to the beach and find a small two bedroom homes that will most likely be built in the early 1920's - 1960's.  If your taste is more of a newer construction home with three large bedrooms and two story Spanish style living then looking in several Talega communities may be better suite for you.  Since there are more than 40 communities to choose from in the Talega area knowing which community is best for you can be difficult.  One of the unique neighborhoods in Talega is the Escala community.  Here you will find three bedroom homes that have come down in price and currently start at…

There are many great communities in Talega to choose from, in fact there are over 40+ communities to view homes for sale.  If you have a budget of $400,000 or less then viewing townhomes in Talega is your best bet.  Within the Talega area you will find three different communities where buying a townhome under $400,000 is a reality including Alassio & Santalana neighborhood homes.  The Santalana tract in Talega is one of the best when looking for a well thought out floor plan with modern amenities like granite countertops and crown molding.  The Santalana community is located in the heart of Talega and walking distance to the local Talega center and golf course.  You will find many restaurants and shopping located nearby and just minutes to the North Beach

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One of the best places to buy approved short sales in San Clemente for under $300,000 is in the Alassio tract in the Talega community.  What is an approved short sale?  An approved short sale is where the owner has decided to do a short sale with the bank and has formally sent in the short sale package along with an accepted offer.  The bank has already approved the short sale that contains the seller's financial statement and they have agreed to sell the home at a designated price.  What typically happens when you see an "Approved Short Sale" being advertised is when an offer has been sent in, the bank approves the offer and then the buyer backs out for whatever reason.  Since the bank has already accepted a price then the property is marketed as an

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Finding Talega Gated Community Homes For Sale Under $700,000 has become much easier with the recent change to the San Clemente housing market.  Several years ago it was almost impossible to find a large Talega home located in a gated community for under $700,000.  Times have changed and Talega home buyers have the perfect opportunity to buy quality two story Spanish homes for $700,000 or less.  A good example of this is a home located in Vittoria gated community in Talega listed for $700,000.  This 5 bedroom, 3 bath home is ideally located in the gated community of Vittoria & Catania here in Talega.  If you looking in this price range in Talega it's smart to educate yourself on the short sale process.  Most of the homes in this price range in Talega are

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San Clemente Real Estate Agent Sam Smith has just sold a San Clemente home located in the Amalfi tract in Talega.  11 Via Zamora was listed as a distressed sale where the owners requested for an approval on a their short sale listing.  The Sam Smith team negotiated with the bank and got the bank to agree to sell the home for $400,000 less than what they bought for at the height of the real estate market in 2007.  A Short Sale is a great way to get from underneath an upside down mortgage if you can show adequate hardship to the bank.  For a free consultation to see if you qualify to short sale your mortgage please contact the Sam Smith team at 949-291-0424.  We specialize in Talega short sales and have a solid track record for getting short sales approved

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Many San Clemente home buyers have recently been requesting properties in the Talega area of San Clemente, California for $800,000 or less.  When you have over 40 communities to choose from in Talega knowing which one to choose can be difficult.  Many of the Talega floor plans vary a lot and different tracts have many different architectural and design varieties.  As a local San Clemente Real Estate agent I always recommend to my clients to buy in the best neighborhood that your budget will allow.  Many buyers looking for homes in the $800,000 range should first look at homes listed in the $900,000 to $1,000,000 range.  Educating yourself on what your money will buy you is an important part of the home buying process.  Also, understanding what kind of

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If you have been hearing all the bad press about the real estate market let me share some good news.  Single Family homes priced $550,000 and below are selling very quickly.  Yes, the market is very active in this price range with multiple offers on properties located in the Talega area.  If you are looking for a home under $550,000 that odds that the home is listed as a short sale are pretty good.  Talega short sale homes dominate a lot of the Talega Real Estate market and it's and excellent time to buy a home at a reduced price.  A newly listed Talega home for sale has come on the market for $550,00 and is located in the Amalfi tract in Talega.  If you have been looking for a home in San Clemente we highly recommend you act quickly on these well priced

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If you are familiar with the local San Clemente Real Estate market then you know finding a single family home in the $500,000 range can be difficult.  Homes in San Clemente that come up for sale in this price range typically will sell within a short matter of time.  A recently listed San Clemente Short Sale home for sale has come on the market for $550,000 and located in the San Clemente north area of San Clemente.  The San Clemente north area is a unique are located just north of "Avenida Del Mar" with many beach homes and investment multi units commingling together.  Some of the more well priced beach homes can be found in this area so if you are looking for a home in this price point then the San Clemente north beach area should be a neighborhood to…

Talega Short Sale Agent Sam Smith has just got bank approval on a Talega Short Sale listing located at 11 Via Zamora in the Amalfi community in Talega which featured great golf course and valley views.  The home was listed for sale on 3/31 for $549,000 and received a total of 7 offers on the property, some of them well above asking price.  The highest offer was then submitted to the bank and full short sale approval was confirmed within less than 2 months!  If you have been thinking about doing a short sale of your San Clemente home then please contact the Sam Smith Team, a name you can trust.  We specialize in San Clemente Short Sales and have a strong track record of getting short sales approved and sold.  Please contact us today at 949-291-0424 to

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We handle a lot of short sales and have been seeing a recent trend called "fishing."  Let me explain how this works and how banks are using this to get more money out of their short sales.  Let's say we have a home that is put on the market for $500,000 and an offer is received for the same amount of $500,000.  A short sale packet is sent to the bank which consists of the signed offer from the seller, the seller's hardship letter, last two months worth of bank statements and last two years of tax returns.  The bank then does their internal review of the property.  First, they order a BPO, or better known as an appraisal.  This appraisal is done for the banks purpose only to see what they think is market value of the home.   Once complete, the bank will

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A Talega short sale home has just gone into escrow by Sam Smith, a talega short sale agent here in San Clemente, California.  The home was put on the market and within days had mutiple offers on the property.  Talega short sales are in high demand right now due to the low inventory of homes on the market.  This is especially true for single family homes in the $500,000 range as many home buyers are looking for homes that fit this criteria.  If you are lucky enough you will find an ocean view short sale in Talega in this price range.  As a short sale expert, Sam Smith negotiates with the bank to forgive the difference on what you owe to the bank and the current market value of the home.  If you are thinking about letting your home go into foreclosure you

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A Talega Short Sale home in the Catania gated community in San Clemente, California has just been sold for $850,000 by Sam Smith, a San Clemente Real Estate who specializes in Talega Short Sales. The two story Talega home featured a large and combined living and dining room with views out the back with a cascading pool and spa with direct ocean views.  The highly upgraded kitchen featured granite countertops and top of the line stainless steel appliances.  The kitchen and family room were a combination open space with a very free flowing floor plan.  Upstairs featured a loft, three bedrooms and a large master suite equipped with an ocean view deck and a relaxing tub, shower and his & her closets.  The home was located in the gated community of Catania

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A newly listed San Clemente Short Sale in the Amalfi Talega neighborhood has just been listed by Sam Smith, an expert San Clemente Short Sale agent.  There are currently 67 Short Sale Homes For Sale in Talega.  For home buyers looking for good deals short sales provide an excellent opportunity to buy a San Clemente home at a below market price.  This Talega short sale is currently listed for $549,000 and features three bedroom and two and a half baths.  The home was a former model in the Amalfi tract when built in 2004.  The Amalfi Talega neighborhood is a great collection of Tuscan and Mediterranean homes with canyon and hills views with overlook the elementary school here in Talega.  Although not located in a gated community, this Amalfi home is located

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